Tommy Smith & Associates is an independent insurance agency that was established in 1978. They offer some of the best insurance products to Newport, Tennessee and the surrounding area. Some of these products include auto insurance, home insurance, business insurance, life insurance, and group benefits.
Their friendly staff has combined insurance experience of 100 years. They all follow the agency philosophy of “A modern agency with old fashioned service” – and that is exactly what you will get at Tommy Smith & Associates.
We are Independent Agents in Newport, Tennessee, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Tommy Smith & Associates Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
Posted: September 19, 2019Common Commercial Property Insurance Exclusions Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to... Read Article
Posted: September 16, 2019Understanding The Liability Portion Of Homeowners Insurance Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides... Read Article