Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

November 30th, 2016 by Tommy Smith & Associates

Cargo Insurance Vs. Commercial Trucking Insurance

Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?... Read Article

10 Brilliant Camping Hacks For Your Next Trip

Going camping doesn’t have to mean sacrificing the comfort. Although everyone’s version of “roughing it” is different, even the most primitive campers love to find ways to make the outdoors feel like home. One or two camping hacks can be the difference between a soggy, miserable trip and enjoying the sights and smells of the great outdoors. Everyday household items can save you time and... Read Article

8 Things Only Pickup Truck Drivers Understand

Would you like to be the first to know when every friend, family member, and casual acquaintance is ready to move into their new home? Then maybe you should consider the glamorous life of pickup truck ownership! The truth is, there are lots of reasons to buy a truck. Need to tow a boat, camper, or trailer? No problem. Time to landscape the flower beds?... Read Article

Understanding Collector Car Insurance

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

How To Tow A Trailer Properly

Whether you’re moving your child back home from college or hauling equipment for your business, a trailer helps when you need some extra space to pack things. While towing a trailer may not seem much different than driving a car, there are a few things to keep in mind before you hitch your trailer. VERIFY THE TOWING CAPACITY Just because you have a vehicle with... Read Article